Personal Finance

Getting Started with Personal Budgeting

Personal Budgeting

Have you ever stopped to think that a rich man with an astonishingly high income can still be in dire financial straits and relying entirely on small loan companies such as to stay afloat? It’s a simple enough trap to fall into, and all it requires is for someone to have a poor handle on their personal finances, and ...

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Grey-Haired Financial Affairs

Financial Affairs

As an adult, at some point, you will experience some role reversal. Your parents will switch from being your biggest support; to being reliant on you for the important matters in their life. Chief among the things most kids help their parents with is money. As people get older, managing every aspect of their money becomes impossible. This is partly ...

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Insight Over Impulse When Times Get Tough

Insight Over Impulse

It’s easy to feel alone when you’re struggling with money. In most societies, talking about money is usually considered a taboo subject. And, this only gets worse when debt or bad credit is involved. Unfortunately, this often leads to people being very secretive about money. Most are afraid to seek help because they are embarrassed about their mess. It doesn’t ...

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Cash Windfall? Here’s What You Should Do With It

Cash Windfall

It’s always nice to receive more money than we were expecting, but that’s just what happens (or can happen) when it comes to bonus time at work. You might be walking home with a check that’s much bigger than your usual go home pay. Elsewhere, you might receive an inheritance, or your years of saving might show themselves to be ...

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Stop Saving Money That You Don’t Plan to Use

Stop Saving Money

Everyone loves to spend money which makes it difficult to actually save money. We can utilise many tactics such as frugal living, opening a savings account and avoiding unnecessary expenses, but what’s the reason you save money? Perhaps you want to save up for your child’s future, maybe you want to save for a new laptop to replace your old ...

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Buying A Boat Sensible Or Stupid?

Buying A Boat

There is a common thought that buying a boat is something of a waste of money. Many boats suffer from massive drops in depreciation, which means that as an investment tool they are unlikely to give you much return on face value. However, not every boat will be a poor investment and a reckless use of hard earned savings. You ...

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